Am I crazy for selling covered calls on my QQQ shares in my early 20s

I’m wanting to utilize premium strategies during retirement so I feel like it would be a great Idea for me to start now just to get better at the art of it. However, with 30+ years left I realize that it doesn’t make practical sense over the buy and hold strategy. I max my roth every year and participate in a 403/b plan. My biggest chunk though is the 80k in a taxable that could be perfect for a double lot on QQQ (i already have one lot. The rest is in FXAIX) but would selling monthly’s be reasonable or just really stupid? I appreciate any advice as I’m new to ETFs in general.



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