I posted an "I'm a noob, abd have always kept everything (10k) in savings, but I'm pushing 40 with a newborn & need advice" but I didn't read the rules and understandably it was removed…I was just wondering if anyone has thoughts on investing in funds like FBGRX, VOO, or SPY vs. the individual stock route, for someone like me who's late in the game. Thanks for any advice you might have 😉