Started investing 4 years ago around Dec 2019. As of now I am averaging about 20% growth per year. Is that on par with what most people get?
I know S&P averages around 12% per year and last year it averaged about 24%. I wonder how much the professional money managers get you? My brokerage portfolio is around 300k currently. My wife is saying once I reach 500k may be we should think about having it professionally managed and I should focus on my day job which btw has taken a back seat in padr couple of years.
On the other hand my 401k is giving me only 11% growth. I am wondering if I should take it out of the Vanguard 2040 fund and manage it myself.
Any thoughts?